Privacy Policy

Privacy Policy
General Principles
Protecting your privacy is very important to us. We have developed this
Privacy Policy to protect your personal information and keep it confidential.
We do everything we reasonably can to protect your rights of privacy on
systems and websites controlled by us, but we are not liable for any
unauthorised or unlawful disclosures of your personal and confidential
information made by third parties who are not subject to our control, for
example advertisers and websites that have links to our Site. You should take
note that the information and privacy practices of our business partners,
advertisers, sponsors or other sites to which we provide hyperlinks, may be
different from ours.
We also cannot warrant the security of the information, which you transmit to
us.
We categorise information about you (collectively referred to as “Personal Information”)
as follows:
 Information about your personal identity such as gender, age, etc.
 Your financial information such as your banking details and any
information relating to your income and lifestyle levels (if requested
and provided); and
 Your contact details such as your physical addresses, postal
addresses, telephone, mobile and fax numbers and the like (if
requested and provided).
 Payment and Account Information: Your account history with us
including (without limitation) all billing information and
communications, payment history, etc (if requested and provided).
We maintain this in encrypted form on secure servers
 Service Usage: Information about your navigation using our Services,
for example the URLs of websites, which you visit and from which
you request downloads.

 Log information: Information such as your web request, IP address,
browser type, browser language, date and time of request.
 Transactional Information: Transactional history (other than banking
details) about your e-commerce activities (if requested and provided).
 Correspondence Information: Content, information about your
correspondents, and the destination/origin of communications
between you and any other person using our Services, which include
email communications, comments, blog, chat room and discussion
board communications, instant message communications, experts
forum communications, contests and entries, faxmail
communications, membership of mailing lists, etc.
 User IDs: Your usernames, nicknames, passwords, email addresses
and other security-related information used by you in relation to our
Services.
 Stored Information: Data either created by you or by a third party and
which you wish to store on our servers such as image files,
documents etc.
Profiling Information:
Information which you provide when you Subscribe or register for a Service:
 Information about your personal identity such as gender, age, etc.;
 Your financial information such as your banking details and any
information relating to your income and lifestyle levels (if requested
and provided); and
 Your contact details such as your physical addresses, postal
addresses, telephone, mobile and fax numbers and the like (if
requested and provided).
 Payment and Account Information: Your account history with us
including (without limitation) all billing information and
communications, payment history, etc (if requested and provided).
We maintain this in encrypted form on secure servers

Information from Google’s Interest-based advertising or 3rd-party audience data (such as age, gender,
and interests) with Google Analytics:
– We use Google Analytics tracking code to track our site’s traffic. This code
also supports Display Advertising. The Google Analytics features include

Google Analytics Demographics and Interest Reporting that we have
implemented based on Display Advertising.
We only collect your Personal Information to conduct our business and to
enable us to deliver and improve our Services.
We will only disclose your Personal Information in accordance with this
Privacy Policy. If we want to use it for any other purpose, we will obtain your
prior written consent.
If you decline to submit personal information to us, then we will unfortunately
not be in a position to provide the Services to you.
Any of your information which you provide when you use our Services in an
unencrypted manner and/or to an open, public environment or forum including
(without limitation) any blog, chat room, albums, community, classifieds or
discussion board, is not confidential, does not constitute Personal Information,
and is not subject to protection under Privacy Policy.
Since such public environments are accessible by third parties, it is possible
that third parties may collect and collate and use such information for their
own purposes. You should accordingly be careful when deciding to share any
of your Personal Information in such public environments.
Information, which is disclosed publicly, is also shared with our affiliates, third
party service providers, sponsors of competitions, etc. unless expressly stated
otherwise.
We are not liable to you or any third party for any damages that you or any
third party may suffer howsoever arising from your disclosure of Personal
Information in any public environment. You accordingly disclose information in
a public environment at your own risk.
Right to collect
By accepting the Terms you agree that we may collect and store your
Personal Information as long as you Subscribe to or use our Services subject
to the limitations set out in this Privacy Policy.

We collect your Profiling and Account Information for the following reasons:
 We need your identity details, contact details, banking information (if
requested and provided) and account history (if requested and
provided) to manage our relationship with you and provide Services
to you. We will only disclose this information as provided for in clause
1.3 below.
 We use certain of your information in an aggregated form to compile
statistical and demographical profiles for our business and marketing
activities. We may disclose such information about you, provided that
the information is in an aggregated form that is not capable of being
used or interpreted in such a manner as to identify you.
We collect and store your Correspondence Information and Personal Identifiers to:
 determine and verify the Service Charges payable by you and to
administer our relationship with you;
comply with any statutory or regulatory requirement;
 compile statistical and demographical profiles about you for our
business and marketing activities and to
 customise our Services to you. While we are entitled to use such
information about you for our own internal business purposes without
limitation, we will only disclose it in a non-aggregated form which is
not capable of being used or interpreted in such a manner as to
identify you; and
 monitor your use of our Services for the purposes of ensuring
compliance with our User Rules.

We collect and store your Correspondence Information and Personal Identifiers to:
 comply with our obligations under clause 1.3 below; and
 monitor your use of our Services in order to ensure your compliance
with our User Rules as provided for in clause 1.3 below.

We will only disclose Correspondence Information and Personal Identifiers
under clause 1.3 below.

We may scan your Stored Information to ensure that you comply with clause
1.3 below.
Any Personal Information which we collect and which we may use in an
aggregated format is our property. We may use it, in our sole discretion and
without any compensation to you, for any legitimate purpose including (without
limitation) the commercial sale thereof to third parties.
Some of our own websites use “cookies” so that we can provide you with
more customised information when you return to our website. “Cookies” are
used to store user preferences and to track user trends, so as to enhance
your interactive experience and generally improve our Services to you. You
can set your browser to notify you when you are sent a “cookie”, giving you
the chance to decide whether or not to accept it. If you do accept a “cookie”,
you thereby agree to our use of any Personal Information collected by us
using that Cookie.
You may update your Profiling Information at any time by using the
personalise function. You acknowledge and agree that in the interests of
improving personalisation and Service efficiency, we may, under controlled
and secure circumstances, share your Personal Information with our affiliates
(an entity which is our subsidiary or holding company or a subsidiary of our
holding company or an entity which controls, is controlled by or is under
common control with us).
General exceptions
If we are required to intercept, disclose, monitor and/or store your Personal Information:
 by law;
 to conduct our business;
 to secure our systems; or
 to enforce our own rights, we will do so in the manner as prescribed
by legislation.

Such interception, disclosure, monitoring and storage may take place without
your knowledge. In that case, we will not be liable to you or any third party for

any damages howsoever arising from such interception, disclosure,
monitoring and storage.
In order to ensure that all our Users comply with the User Rules, we may
monitor your Personal Information to the extent that this may be required to
determine compliance and/or to identify instances of non-compliance.
To ensure that the security and integrity of our Services are safeguarded, we
may monitor your Personal Information. This monitoring may include (without
limitation) the filtering of incoming and outgoing electronic data messages to
identify, limit and/or prevent the transmission of spam, viruses and/or unlawful,
defamatory, obscene or otherwise undesirable material or content.
We may under certain circumstances procure an element of the Services from
a third party service provider; for example we may use third party advertising
companies to serve advertisements when you visit our Website. To the extent
that it may be necessary, and solely for the purposes of providing the Service
to you, you agree that we may disclose to such third party any of your
Personal Information that may be necessary for the procurement of services
from the third party. These companies may also use information (not including
your name, address, email address or telephone number) about your visits to
this and other Websites in order to provide advertisements about goods and
services of interest to you. More information about this practice and your
choices about not having this information used by these companies would be
available with the respective third parties. Also, you can
visit http://www.networkadvertising.org/choices for information on how to opt-
out of the use of such technologies for the delivery of more relevant
advertising.
Using the Google Ads Settings https://www.google.com/settings/ads, you can
opt-out of Google Analytics for Display Advertising and customize Google
Display Network ads. You can also opt-out by downloading and installing the
Google Analytics Opt-out Browser Add-
on https://tools.google.com/dlpage/gaoptout/ for your web browser.

Third parties, including Quora, may use cookies, web beacons, and other
storage technologies to collect or receive information from your websites and
elsewhere on the internet and use that information to provide measurement
services and target ads.

In addition to the general limitations in the above terms, we will not be liable to
you or any other third party for any damages suffered by you or any other third
party howsoever arising from the disclosure of your Personal Information.
Your only remedy under such circumstances will be to end this agreement.